What is Confirmation of Payee (CoP)?

Confirmation of Payee (CoP) is a service designed to reduce the risk of fraud and payment errors. When making a payment to a BSB and account number in Australia, CoP checks the details you’ve entered against the information held by the recipient’s bank and confirms whether it matches.


Here’s how it helps:


• Help you make a decision about what to do next, e.g. continue with the payment, 
 check the details again or choose not to proceed with the payment altogether. 
  
  
• Prevents fraud: It helps reduce the chances of sending money to the wrong person 
 or a scammer.


Confirmation of Payee is offered by Australian Payment Plus, the trusted provider behind payment services like BPAY®, Osko®, eftpos, PayID®, and PayTo®.